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New IRS Rules for Crypto Are Insane! How They Affect You!If you held it for less than a year, you will be taxed at your ordinary income tax rate. If you held it for more than a year, you will be taxed at the capital. The IRS treats cryptocurrency as property, making it subject to capital gains tax, and non-compliance can lead to penalties and criminal charges. If you need to file taxes for your cryptocurrency investments, you can generate an account statement with transaction records of up to 3 months.